Nesse exemplo reunimos diversos cenários que podem ocorrer, por exemplo, Autorização, Cancelamento, Chargeback, Transações Parceladas, Liquidação, etc
<Conciliation>
<Header>
<GenerationDateTime>20151013145131</GenerationDateTime>
<StoneCode>123456789</StoneCode>
<LayoutVersion>2</LayoutVersion>
<FileId>020202</FileId>
<ReferenceDate>20150920</ReferenceDate>
</Header>
<FinancialTransactions>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>1</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>0</Payments>
</Events>
<AcquirerTransactionKey>12345678912356</AcquirerTransactionKey>
<InitiatorTransactionKey>1117737</InitiatorTransactionKey>
<AuthorizationDateTime>20150818155931</AuthorizationDateTime>
<CaptureLocalDateTime>20150818125935</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Cancellations>
<Cancellation>
<OperationKey>3635000017434024</OperationKey>
<CancellationDateTime>20150920034340</CancellationDateTime>
<ReturnedAmount>20.000000</ReturnedAmount>
<Billing>
<ChargedAmount>19.602000</ChargedAmount>
<PrevisionChargeDate>20150921</PrevisionChargeDate>
</Billing>
</Cancellation>
</Cancellations>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>1</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>0</Payments>
</Events>
<AcquirerTransactionKey>12345678912345</AcquirerTransactionKey>
<InitiatorTransactionKey>1331632</InitiatorTransactionKey>
<AuthorizationDateTime>20150920030009</AuthorizationDateTime>
<CaptureLocalDateTime>20150920000010</CaptureLocalDateTime>
<AccountType>2</AccountType>
<InstallmentType>1</InstallmentType>
<NumberOfInstallments>1</NumberOfInstallments>
<AuthorizedAmount>50.000000</AuthorizedAmount>
<CapturedAmount>50.000000</CapturedAmount>
<AuthorizationCurrencyCode>986</AuthorizationCurrencyCode>
<IssuerAuthorizationCode>094736</IssuerAuthorizationCode>
<International>True</International>
<BrandId>2</BrandId>
<CardNumber>132456******1122</CardNumber>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>1</InstallmentNumber>
<GrossAmount>50.000000</GrossAmount>
<NetAmount>49.005000</NetAmount>
<PrevisionPaymentDate>20151020</PrevisionPaymentDate>
</Installment>
</Installments>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>1</Chargebacks>
<Payments>0</Payments>
</Events>
<AcquirerTransactionKey>99960072739732</AcquirerTransactionKey>
<InitiatorTransactionKey>123456789</InitiatorTransactionKey>
<AuthorizationDateTime>20150507222332</AuthorizationDateTime>
<CaptureLocalDateTime>20150507205356</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>1</InstallmentNumber>
<GrossAmount>72.100000</GrossAmount>
<NetAmount>71.220000</NetAmount>
<PrevisionPaymentDate>20150608</PrevisionPaymentDate>
<Chargebacks>
<Chargeback>
<Id>11964103694</Id>
<Amount>71.220000</Amount>
<Date>20150920</Date>
<ChargeDate>20150920</ChargeDate>
<ReasonCode>4837</ReasonCode>
</Chargeback>
</Chargebacks>
<ChargebackRefunds />
</Installment>
</Installments>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>1</Chargebacks>
<Payments>0</Payments>
</Events>
<AcquirerTransactionKey>99960072739732</AcquirerTransactionKey>
<InitiatorTransactionKey>123456789</InitiatorTransactionKey>
<AuthorizationDateTime>20150901154748</AuthorizationDateTime>
<CaptureLocalDateTime>20150901082639</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>1</InstallmentNumber>
<GrossAmount>694.000000</GrossAmount>
<NetAmount>678.454400</NetAmount>
<PrevisionPaymentDate>20150930</PrevisionPaymentDate>
<Chargebacks>
<Chargeback>
<Id>187384389</Id>
<Amount>678.454400</Amount>
<Date>20150920</Date>
<ChargeDate>20150930</ChargeDate>
<ReasonCode>83</ReasonCode>
</Chargeback>
</Chargebacks>
</Installment>
</Installments>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>1</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>0</Payments>
</Events>
<AcquirerTransactionKey>99960072739732</AcquirerTransactionKey>
<InitiatorTransactionKey>123456789</InitiatorTransactionKey>
<AuthorizationDateTime>20160509154748</AuthorizationDateTime>
<CaptureLocalDateTime>20160510082639</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>1</InstallmentNumber>
<GrossAmount>694.000000</GrossAmount>
<NetAmount>678.454400</NetAmount>
<PrevisionPaymentDate>20160609</PrevisionPaymentDate>
<ChargebackRefund>
<Id>149222320</Id>
<Amount>678.454400</Amount>
<Date>20160610</Date>
<PaymentDate>20160611</PaymentDate>
<ReasonCode>83</ReasonCode>
</ChargebackRefund>
</Installment>
</Installments>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>1</Cancellations>
<Captures>1</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>0</Payments>
</Events>
<AcquirerTransactionKey>36350017433715</AcquirerTransactionKey>
<InitiatorTransactionKey>1331697</InitiatorTransactionKey>
<AuthorizationDateTime>20150920033610</AuthorizationDateTime>
<CaptureLocalDateTime>20150920003610</CaptureLocalDateTime>
<AccountType>2</AccountType>
<InstallmentType>1</InstallmentType>
<NumberOfInstallments>1</NumberOfInstallments>
<AuthorizedAmount>125.790000</AuthorizedAmount>
<CapturedAmount>125.790000</CapturedAmount>
<CanceledAmount>125.790000</CanceledAmount>
<AuthorizationCurrencyCode>986</AuthorizationCurrencyCode>
<IssuerAuthorizationCode>661137</IssuerAuthorizationCode>
<International>True</International>
<BrandId>1</BrandId>
<CardNumber>123456******1122</CardNumber>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Cancellations>
<Cancellation>
<CancellationDateTime>20150920000000</CancellationDateTime>
<ReturnedAmount>125.790000</ReturnedAmount>
</Cancellation>
</Cancellations>
<Installments>
<Installment>
<InstallmentNumber>1</InstallmentNumber>
<GrossAmount>125.790000</GrossAmount>
<NetAmount />
</Installment>
</Installments>
</Transaction>
</FinancialTransactions>
<FinancialEvents>
<Event>
<EventId>29869413</EventId>
<Description>PosRent</Description>
<Type>22</Type>
<PrevisionPaymentDate>20150923</PrevisionPaymentDate>
<Amount>-59.000000</Amount>
</Event>
</FinancialEvents>
<FinancialTransactionsAccounts>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>1</Payments>
</Events>
<AcquirerTransactionKey>31550012403598</AcquirerTransactionKey>
<InitiatorTransactionKey>ad50f27deee549b2</InitiatorTransactionKey>
<AuthorizationDateTime>20150803210946</AuthorizationDateTime>
<CaptureLocalDateTime>20150803182445</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>1</InstallmentNumber>
<GrossAmount>123.440000</GrossAmount>
<NetAmount>120.354375</NetAmount>
<PaymentDate>20150920</PaymentDate>
<PaymentId>109963</PaymentId>
</Installment>
</Installments>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>1</Payments>
</Events>
<AcquirerTransactionKey>31550012405762</AcquirerTransactionKey>
<InitiatorTransactionKey>f172e42e9aa7446e</InitiatorTransactionKey>
<AuthorizationDateTime>20150803212449</AuthorizationDateTime>
<CaptureLocalDateTime>20150803183941</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>1</InstallmentNumber>
<GrossAmount>468.400000</GrossAmount>
<NetAmount>457.533120</NetAmount>
<PaymentDate>20150920</PaymentDate>
<PaymentId>109963</PaymentId>
</Installment>
</Installments>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>1</Payments>
</Events>
<AcquirerTransactionKey>31550046605762</AcquirerTransactionKey>
<InitiatorTransactionKey>f172e42e9af1146e</InitiatorTransactionKey>
<AuthorizationDateTime>20150722132149</AuthorizationDateTime>
<CaptureLocalDateTime>20150722102149</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>2</InstallmentNumber>
<GrossAmount>120.500000</GrossAmount>
<NetAmount>116.880000</NetAmount>
<PaymentDate>20150920</PaymentDate>
<PaymentId>109963</PaymentId>
</Installment>
</Installments>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>1</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>0</Payments>
</Events>
<AcquirerTransactionKey>23406574723783</AcquirerTransactionKey>
<InitiatorTransactionKey>92bd3c2d51a04606</InitiatorTransactionKey>
<AuthorizationDateTime>20150513183438</AuthorizationDateTime>
<CaptureLocalDateTime>20150513155629</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Cancellations>
<Cancellation>
<OperationKey>2820007032376629</OperationKey>
<CancellationDateTime>20150919134310</CancellationDateTime>
<ReturnedAmount>41.400000</ReturnedAmount>
<Billing>
<ChargedAmount>40.890000</ChargedAmount>
<ChargeDate>20150920</ChargeDate>
</Billing>
<PaymentId>109863</PaymentId>
</Cancellation>
</Cancellations>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>1</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>0</Payments>
</Events>
<AcquirerTransactionKey>27206945308777</AcquirerTransactionKey>
<InitiatorTransactionKey>de8015ee5ede4cc8</InitiatorTransactionKey>
<AuthorizationDateTime>20150620223721</AuthorizationDateTime>
<CaptureLocalDateTime>20150620205553</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>1</InstallmentNumber>
<GrossAmount>61.800000</GrossAmount>
<NetAmount>61.050000</NetAmount>
<PrevisionPaymentDate>20150719</PrevisionPaymentDate>
<Chargebacks />
<ChargebackRefunds>
<ChargebackRefund>
<Id>11930122419</Id>
<Amount>61.050000</Amount>
<Date>20150920</Date>
<PaymentDate>20200702</PaymentDate>
<ReasonCode>4853</ReasonCode>
<PaymentId>109963</PaymentId>
</ChargebackRefund>
</ChargebackRefunds>
</Installment>
</Installments>
</Transaction>
</FinancialTransactionsAccounts>
<FinancialEventAccounts>
<Event>
<EventId>38883564</EventId>
<PaymentId>109863</PaymentId>
<Description>FinancialAdjustment</Description>
<Type>5</Type>
<PaymentDate>20150920</PaymentDate>
<Amount>976.880000</Amount>
</Event>
<Event>
<EventId>38883678</EventId>
<PaymentId>109863</PaymentId>
<Description>PosRent</Description>
<Type>22</Type>
<PaymentDate>20150920</PaymentDate>
<Amount>-50.000000</Amount>
</Event>
</FinancialEventAccounts>
<Payments>
<Payment>
<Id>109963</Id>
<WalletTypeId>3</WalletTypeId>
<TotalAmount>577.88</TotalAmount>
<TotalFinancialAccountsAmount>577.88</TotalFinancialAccountsAmount>
<LastNegativeAmount>0.00</LastNegativeAmount>
<FavoredBankAccount>
<BankCode>1</BankCode>
<BankBranch>24111</BankBranch>
<BankAccountNumber>0123456</BankAccountNumber>
</FavoredBankAccount>
</Payment>
<Payment>
<Id>109863</Id>
<WalletTypeId>1</WalletTypeId>
<TotalAmount>840.72</TotalAmount>
<TotalFinancialAccountsAmount>840.72</TotalFinancialAccountsAmount>
<LastNegativeAmount>0.00</LastNegativeAmount>
<FavoredBankAccount>
<BankCode>1</BankCode>
<BankBranch>24111</BankBranch>
<BankAccountNumber>0123456</BankAccountNumber>
</FavoredBankAccount>
</Payment>
</Payments>
<Trailer>
<CapturedTransactionsQuantity>2</CapturedTransactionsQuantity>
<CanceledTransactionsQuantity>2</CanceledTransactionsQuantity>
<PaidInstallmentsQuantity>3</PaidInstallmentsQuantity>
<ChargedCancellationsQuantity>1</ChargedCancellationsQuantity>
<ChargebacksQuantity>2</ChargebacksQuantity>
<ChargebacksRefundQuantity>1</ChargebacksRefundQuantity>
<ChargedChargebacksQuantity>1</ChargedChargebacksQuantity>
<PaidChargebacksRefundQuantity>1</PaidChargebacksRefundQuantity>
<PaidEventsQuantity>1</PaidEventsQuantity>
<ChargedEventsQuantity>1</ChargedEventsQuantity>
</Trailer>
</Conciliation>