Nesse exemplo reunimos diversos cenários que podem ocorrer, por exemplo, Autorização, Cancelamento, Chargeback, Transações Parceladas, Liquidação, etc
<?xml version="1.0" encoding="utf-8"?>
<Conciliation xmlns:xsd="http://schemas.stone.com/">
<Header>
<GenerationDateTime>20250821204422</GenerationDateTime>
<StoneCode>000000000</StoneCode>
<LayoutVersion>2.4</LayoutVersion>
<FileId>0</FileId>
<ReferenceDate>20240910</ReferenceDate>
</Header>
<FinancialTransactions />
<FinancialEvents>
<Event>
<EventId>163150297</EventId>
<Description>OwnershipAssignment</Description>
<Type>15</Type>
<PrevisionPaymentDate>20240911</PrevisionPaymentDate>
<Amount>-1488.82</Amount>
<LinkedMerchant>158384397</LinkedMerchant>
</Event>
<Event>
<EventId>163150299</EventId>
<Description>OwnershipAssignment</Description>
<Type>15</Type>
<PrevisionPaymentDate>20240911</PrevisionPaymentDate>
<Amount>-403.07</Amount>
<LinkedMerchant>158384397</LinkedMerchant>
</Event>
<Event>
<EventId>163150299</EventId>
<Description>OwnershipAssignment</Description>
<Type>15</Type>
<PrevisionPaymentDate>20240911</PrevisionPaymentDate>
<Amount>403.07</Amount>
<LinkedMerchant>158384397</LinkedMerchant>
</Event>
<Event>
<EventId>163150297</EventId>
<Description>OwnershipAssignment</Description>
<Type>15</Type>
<PrevisionPaymentDate>20240911</PrevisionPaymentDate>
<Amount>1488.82</Amount>
<LinkedMerchant>158384397</LinkedMerchant>
</Event>
</FinancialEvents>
<FinancialTransactionsAccounts>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>1</Payments>
</Events>
<AcquirerTransactionKey>26443096770112</AcquirerTransactionKey>
<InitiatorTransactionKey>aa34250acfa14162</InitiatorTransactionKey>
<AuthorizationDateTime>20240612193239</AuthorizationDateTime>
<CaptureLocalDateTime>20240612163239</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>3</InstallmentNumber>
<GrossAmount>373.150000</GrossAmount>
<NetAmount>363.821250</NetAmount>
<PaymentDate>20240910</PaymentDate>
<OriginalPaymentDate>20240910</OriginalPaymentDate>
<PaymentId>2552037926</PaymentId>
<WalletTypeId>3</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
</Installment>
</Installments>
</Transaction>
</FinancialTransactionsAccounts>
<FinancialEventAccounts>
<Event>
<EventId>163029731</EventId>
<Description>OwnershipAssignment</Description>
<Type>15</Type>
<PaymentDate>20240910</PaymentDate>
<OriginalPaymentDate>20240910</OriginalPaymentDate>
<Amount>1787.51</Amount>
<LinkedMerchant>158384397</LinkedMerchant>
<PaymentId>2552037929</PaymentId>
<WalletTypeId>6</WalletTypeId>
<WalletNatureId>7</WalletNatureId>
</Event>
<Event>
<EventId>163029733</EventId>
<Description>OwnershipAssignment</Description>
<Type>15</Type>
<PaymentDate>20240910</PaymentDate>
<OriginalPaymentDate>20240910</OriginalPaymentDate>
<Amount>-363.82</Amount>
<LinkedMerchant>158384397</LinkedMerchant>
<PaymentId>2552037926</PaymentId>
<WalletTypeId>3</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
</Event>
<Event>
<EventId>163029733</EventId>
<Description>OwnershipAssignment</Description>
<Type>15</Type>
<PaymentDate>20240910</PaymentDate>
<OriginalPaymentDate>20240910</OriginalPaymentDate>
<Amount>363.82</Amount>
<LinkedMerchant>158384397</LinkedMerchant>
<PaymentId>2552037927</PaymentId>
<WalletTypeId>3</WalletTypeId>
<WalletNatureId>7</WalletNatureId>
</Event>
</FinancialEventAccounts>
<FinancialTransactionsExpected>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>1</Payments>
</Events>
<AcquirerTransactionKey>11442285088218</AcquirerTransactionKey>
<InitiatorTransactionKey>39855ae0e1e74f91</InitiatorTransactionKey>
<AuthorizationDateTime>20240114030358</AuthorizationDateTime>
<CaptureLocalDateTime>20240114000358</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>8</InstallmentNumber>
<GrossAmount>439.750000</GrossAmount>
<NetAmount>429.591775</NetAmount>
<OriginalPaymentDate>20240910</OriginalPaymentDate>
<WalletTypeId>6</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
</Installment>
</Installments>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>1</Payments>
</Events>
<AcquirerTransactionKey>11442290207179</AcquirerTransactionKey>
<InitiatorTransactionKey>68b044bbe7f64c88</InitiatorTransactionKey>
<AuthorizationDateTime>20240114125849</AuthorizationDateTime>
<CaptureLocalDateTime>20240114095849</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>8</InstallmentNumber>
<GrossAmount>199.900000</GrossAmount>
<NetAmount>195.282310</NetAmount>
<OriginalPaymentDate>20240910</OriginalPaymentDate>
<WalletTypeId>6</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
</Installment>
</Installments>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>1</Payments>
</Events>
<AcquirerTransactionKey>26443085601518</AcquirerTransactionKey>
<InitiatorTransactionKey>44d025df75a840f1</InitiatorTransactionKey>
<AuthorizationDateTime>20240612143045</AuthorizationDateTime>
<CaptureLocalDateTime>20240612113045</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>3</InstallmentNumber>
<GrossAmount>594.790000</GrossAmount>
<NetAmount>582.299410</NetAmount>
<OriginalPaymentDate>20240910</OriginalPaymentDate>
<WalletTypeId>6</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
</Installment>
</Installments>
</Transaction>
<Transaction>
<Events>
<CancellationCharges>0</CancellationCharges>
<Cancellations>0</Cancellations>
<Captures>0</Captures>
<ChargebackRefunds>0</ChargebackRefunds>
<Chargebacks>0</Chargebacks>
<Payments>1</Payments>
</Events>
<AcquirerTransactionKey>26443086776949</AcquirerTransactionKey>
<InitiatorTransactionKey>87513429731e49fb</InitiatorTransactionKey>
<AuthorizationDateTime>20240612150123</AuthorizationDateTime>
<CaptureLocalDateTime>20240612120123</CaptureLocalDateTime>
<Poi>
<PoiType>4</PoiType>
</Poi>
<EntryMode>1</EntryMode>
<Installments>
<Installment>
<InstallmentNumber>3</InstallmentNumber>
<GrossAmount>592.790000</GrossAmount>
<NetAmount>580.341410</NetAmount>
<OriginalPaymentDate>20240910</OriginalPaymentDate>
<WalletTypeId>6</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
</Installment>
</Installments>
</Transaction>
</FinancialTransactionsExpected>
<FinancialEventsExpected>
<Event>
<EventId>163029731</EventId>
<Description>OwnershipAssignment</Description>
<Type>15</Type>
<OriginalPaymentDate>20240910</OriginalPaymentDate>
<Amount>-1787.51</Amount>
<LinkedMerchant>158384397</LinkedMerchant>
<WalletTypeId>6</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
</Event>
</FinancialEventsExpected>
<Payments>
<Payment>
<Id>2552037927</Id>
<WalletTypeId>3</WalletTypeId>
<WalletNatureId>7</WalletNatureId>
<TotalAmount>363.82</TotalAmount>
<TotalFinancialAccountsAmount>363.82</TotalFinancialAccountsAmount>
<LastNegativeAmount>0.00</LastNegativeAmount>
<FavoredBankAccount>
<BankCode>0</BankCode>
<BankAccountNumber>45911091</BankAccountNumber>
</FavoredBankAccount>
</Payment>
<Payment>
<Id>2552037929</Id>
<WalletTypeId>6</WalletTypeId>
<WalletNatureId>7</WalletNatureId>
<TotalAmount>1787.51</TotalAmount>
<TotalFinancialAccountsAmount>1787.51</TotalFinancialAccountsAmount>
<LastNegativeAmount>0.00</LastNegativeAmount>
<FavoredBankAccount>
<BankCode>0</BankCode>
<BankAccountNumber>45911091</BankAccountNumber>
</FavoredBankAccount>
</Payment>
</Payments>
<Trailer>
<CapturedTransactionsQuantity>0</CapturedTransactionsQuantity>
<CanceledTransactionsQuantity>0</CanceledTransactionsQuantity>
<PaidInstallmentsQuantity>1</PaidInstallmentsQuantity>
<ChargedCancellationsQuantity>0</ChargedCancellationsQuantity>
<ChargebacksQuantity>0</ChargebacksQuantity>
<ChargebacksRefundQuantity>0</ChargebacksRefundQuantity>
<ChargedChargebacksQuantity>0</ChargedChargebacksQuantity>
<PaidChargebacksRefundQuantity>0</PaidChargebacksRefundQuantity>
<PaidEventsQuantity>2</PaidEventsQuantity>
<ChargedEventsQuantity>1</ChargedEventsQuantity>
<ExpectedPaidInstallmentsQuantity>4</ExpectedPaidInstallmentsQuantity>
<ExpectedChargedCancellationsQuantity>0</ExpectedChargedCancellationsQuantity>
<ExpectedChargedEventsQuantity>1</ExpectedChargedEventsQuantity>
<ExpectedPaidEventsQuantity>0</ExpectedPaidEventsQuantity>
<ExpectedPaidChargebacksRefundQuantity>0</ExpectedPaidChargebacksRefundQuantity>
<ExpectedChargedChargebacksQuantity>0</ExpectedChargedChargebacksQuantity>
</Trailer>
<WalletPosition>
<Wallets>
<Wallet>
<WalletTypeId>6</WalletTypeId>
<WalletNatureId>7</WalletNatureId>
<Category>Other</Category>
<Amount>1787.51</Amount>
</Wallet>
<Wallet>
<WalletTypeId>3</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
<Category>Other</Category>
<Amount>-363.82</Amount>
</Wallet>
<Wallet>
<WalletTypeId>3</WalletTypeId>
<WalletNatureId>7</WalletNatureId>
<Category>Other</Category>
<Amount>363.82</Amount>
</Wallet>
<Wallet>
<WalletTypeId>3</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
<Category>Sale</Category>
<Amount>363.821250</Amount>
</Wallet>
<Wallet>
<WalletTypeId>6</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
<Category>Other</Category>
<Amount>-1787.51</Amount>
</Wallet>
<Wallet>
<WalletTypeId>6</WalletTypeId>
<WalletNatureId>1</WalletNatureId>
<Category>Sale</Category>
<Amount>1787.514905</Amount>
</Wallet>
</Wallets>
</WalletPosition>
</Conciliation>